Independent Insurance Agency · Temple, TX
Commercial Insurance in Temple, TX
You've worked hard to build your business. Coufal Insurance Agency compares coverage from many trusted carriers to protect your property, vehicles, employees and income, so one bad day doesn't undo years of work.
- Serving Texas since 1997
- Small business specialists
- Local claims help
A Local Partner for Your Business
Every business is different. We take the time to understand yours, then shop the market for coverage that actually fits how you operate.
We Shop Many Carriers
We compare options from many commercial carriers so you get the coverage your business needs at a competitive premium.
Coverage Built Around You
Contractors, retailers, offices, trucking and more. We review your operations and spot the risks a generic policy can miss.
Local Since 1997
We’re a Central Texas business too. We understand the local economy and we’re a phone call or short drive away.
Certificates & Claims Help
Need a certificate of insurance for a job or help with a claim? Call us and we’ll take care of it quickly.
Business Coverage We Offer
From a single policy to a full program, here's how we help protect Central Texas businesses. Pick a coverage to learn more.
Protect Your Business
General Liability
Covers injuries and property damage claims from customers, vendors and the public.
Learn moreCommercial Property
Protects your building, equipment, inventory and furniture from fire, storms and theft.
Learn moreBusiness Owner's Package
Liability and property bundled into one cost-effective policy for small businesses.
Learn moreVehicles & Extra Liability
Commercial Auto
Coverage for trucks, vans and cars used for your business, and the people who drive them.
Learn moreCargo Insurance
Protects the goods you haul while they are in transit or in your care.
Learn moreCommercial Umbrella
Extra liability limits above your other business policies for large claims.
Learn moreEmployees, Contracts & Agriculture
Workers Compensation
Medical bills and lost wages for employees hurt on the job, and protection for you.
Learn moreSurety Bonds
License, permit and contract bonds to help you qualify for work and meet requirements.
Learn moreFarm & Ranch
Coverage for farm property, livestock, equipment and liability on your operation.
Learn more
Small Business? Start With a Business Owner's Package
A Business Owner's Package (BOP) combines the core coverage most small businesses need into one policy, often for less than buying each piece separately. We'll help you decide if a BOP fits, and what to add on top.
- General liability: injuries and damage claims from others
- Property: your building, equipment and inventory
- Business income: help replacing lost income after a covered loss
- Room to grow: add auto, workers comp or an umbrella as you expand
How We Insure Your Business
A straightforward process that fits around running your business.
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1
Tell Us About Your Business
What you do, how many employees, vehicles and locations you have, and any contract requirements you need to meet.
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2
We Shop and Compare
We take your business to our carriers and lay out the options side by side, with clear advice on what matters most.
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3
Get Covered and Get Back to Work
We set up your policies, issue certificates when you need them and review your coverage as your business grows.
Let's Protect What You've Built
Whether you're opening your doors or reviewing an existing program, talk with a local agent who knows Central Texas businesses.
