David Coufal Insurance Agency - An Independent Insurance Agency

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  • Your Community, Your Insurance

    David Coufal Insurance is an independent insurance agency, founded in 1997 and located in Central Texas. We deliver services to all of Texas, but our primary focus is on Bell County and every contiguous county, including McLennan, Coryell, Lampasass, Willliamson, Milam, and Falls. We specialize in personal and commercial insurance, delivering peace of mind to all our clients across the Lone Star State.

  • auto insurance

    Auto Insurance Agency

    Whether you need coverage for a car, a motorcycle, or an RV, our vehicle insurance policies will protect your finances if misfortune strikes. We’ll spend the necessary time to find you individualized auto coverage. If you need multiple coverages for your family, we’ll can get all your loved ones protected. And we’ll get those coverages at the most competitive prices possible.

  • home insurance

    Home Insurance Agency

    Your home may be the most critical investment you’ll ever make for your family’s wellbeing. Owning a home is a crucial component in chasing the American dream. David Coufal Insurance will help you attain the peace of mind of knowing your investments are protected. If you’re looking for a competitive, customer-focused home insurance agency, call us today!

  • life insurance

    Life Insurance Agency

    Everyone strives for good health but, unfortunately, good health sometimes changes. Since good health isn't always guaranteed, it's important to be prepared. At David Coufal Insurance, we want to make sure your health insurance needs are covered--no matter what.

  • farm and ranch insurance

    Farm & Ranch Insurance

    Farm and ranch operations face unique risks, and although standard business or home insurance might provide some coverages, they generally fall woefully short in terms of proper coverages for these businesses. At David Coufal Insurance, we are specialists in farm and ranch insurance. We work hard to make sure your property has the best coverage, without cutting too deeply into your business.

  • commercial property insurance policy

    Commercial Property Insurance

    You’ve invested countless hours of hard work, and no trivial amount of cash into your dream of business ownership. Business owners like you face many significant challenges every day—some tougher than others. Carrying proper commercial insurance coverage is vital to your continued success. David Coufal offers a broad variety of commercial insurance products to help you exceed your goals.

  • workers compensation

    Workers Comp Insurance

    The investments you’ve made and continue to make in your business includes the resources you invest in your employees every day. It’s critical to make workers compensation insurance part of that outlay. Why? Because if an on-the-job accident happens to one of your workers without proper coverage, guess who’s obligated to pay the bills? That’s right: you—all of them.

  • Why Choose Us

  • As proud Central Texas residents, we understand the importance of working hard and making sure we care for our neighbors. As an independent insurance agency, we work hard to get you the best coverage for your needs without straining your budget.

  • Earthing


    We've been insuring central Texas over 20 years. Providing our clients exceptional coverage for the best price was our mission then and still is now, as it will be as long as we serve clients.

  • Supportive

    Bell County is our home and we treat everyone like our neighbors. We're here for all your insurance needs. Let us know how we can help YOU!

  • Cost Saving

    Low Cost

    If you don't have time or resources to comparison shop for insurance, we do. We compare rates across multiple insurers to make sure you get the best price for your insurance needs.

  • Quality Products, Excellent Service, Value...Guaranteed

    As an independent agency, we represent multiple insurance companies. We are able to compare coverage and prices in order to offer you the greatest value for your needs.

  • Comprehensive Plans for Every Lifestyle

  • Best Prices for Your Budget

  • Caters to Bell & Surrounding Counties

  • Residential Insurance

    Home is where the heart is. David Coufal Insurance will make sure it's covered.

  • Commercial Insurance

    Your business is your livelihood. David Coufal is here to help you make sure it's protected.

  • Life & Health Insurance

    Nothing in life is ever guaranteed--including life itself. Are you prepared?

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