About David Coufal Insurance Agency
Our Mission
At David Coufal Insurance Agency, our mission is to help Central Texas residents protect their homes, vehicles, families, and businesses through comprehensive coverage and personalized service. We understand that insurance is about more than policies; it’s about protecting your hard work and your future.
As a locally owned and operated agency, we take pride in serving the Temple, TX, community with honesty, care, and integrity. Every policy we write is backed by trusted providers and customized to fit your unique lifestyle and financial goals.
Why Choose Us
Choosing the right insurance agency is as important as selecting the right policy. Here’s why Texans continue to trust David Coufal Insurance:
Local Expertise
We understand the specific risks of living and working in Central Texas, including severe weather, property damage, and theft.
Personalized Service
Our agents take the time to learn your goals, review your options, and tailor a policy that fits your needs and budget.
Trusted Carriers
We work with respected insurance providers to deliver reliable coverage and competitive rates.
Quick, Human Support
When you call us, you’ll speak with real people—not automated systems. We respond quickly, help verify details, and guide you through every step of the process.
Secure, Streamlined Process
From verifying coverage to issuing quotes in just a few seconds, we make insurance easy and secure.
Auto Insurance
Whether you’re commuting through Temple or taking a weekend road trip across Texas, car insurance in Temple, TX, gives you confidence on every drive. We offer a variety of auto insurance in Temple, TX that helps protect against collisions, liability claims, theft, and unexpected losses. Our coverage spans from cars and motorcycles to classic cars, RVs, off-road vehicles, and even boats.
Our team helps drivers find affordable car insurance policies with the right coverage and discounts for safe driving, multi-car households, and bundled plans. You’ll get protection that fits your needs without exceeding your budget.
Benefits:
Liability and collision protection
Uninsured and underinsured motorist coverage
Roadside assistance and rental reimbursement options
Potential multi-policy discounts
Home Insurance Agency
Your home is more than a building; it’s where your life happens. That’s why our home insurance Temple, TX, is designed to protect your property, belongings, and financial security from unexpected losses. Whether you own or rent, we’ll help you find a policy that fits your lifestyle and location.
Our insurance agents guide you through coverage options for fire, theft, weather damage, and personal liability, ensuring you have the right protection in place.
Benefits:
Coverage for property damage, personal belongings, and additional living expenses
Liability protection for accidents on your property
Discounts for security systems, smoke detectors, and bundled policies
Fast, local claims support when you need it most
Life Insurance
Secure your family’s future with dependable life insurance in Temple, TX. We’ll help you choose a plan that financially protects your loved ones, covering mortgage payments, income replacement, or future education costs in the event of an untimely loss.
From term life to whole life options, we’ll help you understand your choices and find the right coverage to match your goals and budget.
Benefits:
Financial security for your family
Flexible policy options
Affordable rates for all life stages
Local support to help you review and adjust your plan as your needs change
Farm & Ranch Insurance
In Central Texas, agriculture is a way of life. Our farm and ranch insurance policies are built to protect your land, equipment, livestock, and livelihood.
Whether you manage a small family farm or a large ranching operation, we’ll help you build a policy that covers your property, workers, and income against losses from natural disasters, accidents, or theft.
Benefits:
Coverage for barns, fencing, and outbuildings
Protection for livestock and machinery
Liability and crop coverage options
Personalized risk assessments for Texas producers
Commercial Property Insurance
Your business deserves protection that’s as strong as your work ethic. Our commercial property insurance, TX, coverage helps you safeguard your buildings, inventory, and equipment from fire, storms, vandalism, and theft.
We also offer additional coverage options to ensure your operations stay secure—even after unexpected losses.
Benefits:
Building and contents protection
Coverage for business interruption and income loss
Liability and theft protection
Policies tailored for offices, retail spaces, and warehouses
Workers Compensation Insurance
Protecting your employees is protecting your business. With workers' compensation insurance in TX, you can provide essential coverage for medical expenses and lost wages when accidents happen on the job.
We’ll help you stay compliant with state requirements while keeping premiums manageable and coverage effective.
Benefits:
Medical and wage benefits for injured workers
Employer liability protection
Flexible policy options based on your workforce size and industry
Support from local agents who understand Texas business regulations
How We Help You Find the Right Coverage
Finding the right insurance shouldn’t feel overwhelming. At David Coufal Insurance Agency, we make it easy to understand your options and choose a policy that fits your needs, budget, and goals.
Our local agents in Temple, TX take the time to understand your priorities and match you with dependable protection for your home, car, or business. Here’s how we do it:
We listen first.
We get to know your property, lifestyle, and coverage priorities so we can recommend solutions that make sense for you.
We compare trusted options.
Our team reviews plans from reputable carriers across Texas to help you find reliable coverage at the best possible rate.
We explain everything clearly.
You’ll get straightforward guidance—no confusing jargon or rushed decisions.
We customize your policy.
Whether you’re shopping for home insurance in Temple, TX, auto insurance, or commercial property coverage, we help you tailor your plan to your exact needs.
We help you review before you choose.
You’ll always know what’s included, what’s optional, and how your policy protects against potential losses.
What Our Clients Say
“Russell always takes care of us when we need something. We have been extremely satisfied with their services. Insurance is one of those things that when you need it you do not want to fight a bureaucracy.
Thanks again gentlemen, job well done.”
“Prompt, professional and personable service. Russell was able to find home and auto policies that meet my needs AND my budget. The process was seamless and simple. Thanks, Russell!”
“Russell Coufal is amazing! He is always professional, friendly, and quick to get back with us about any questions we have. We switched from State Farm last year, and have not regretted it for one single moment. Thank you for all you do Russell!.”
Insurance Tips and Resources
Want to learn more about protecting your property, vehicle, or business? Visit our Resources page to read our latest insurance guides. You’ll find helpful tips on comparing policy options, reducing risks, and choosing the right coverage for your needs.
Ready to Proceed? Get a Quote in Seconds
When it comes to protecting your home, car, or business, there’s no reason to wait. Getting started with David Coufal Insurance Agency is quick, secure, and personalized.
Our local agents make it easy to request a quote, verify your details, and find the right coverage—all in just a few seconds. Whether you’re looking for home insurance in Temple, TX, car insurance, or business protection, we’re ready to help you move forward with confidence.
Here’s what to expect when proceeding with your insurance quote:
Fast, secure verification.
Our team completes most verifications in just a few seconds, so you can move forward without unnecessary waiting.
Real human support.
You’ll always speak directly with knowledgeable agents, not automated systems.
Clear, honest guidance.
We’ll explain your policy options, answer your questions, and ensure you understand exactly how your plan helps protect your property and financial security.
Flexible solutions.
We help you find the best coverage for your needs and budget, with multiple carrier options available across Texas.
Get Your Personalized Insurance Quote Today
Your peace of mind is only a few clicks away. Call us today or request a free quote online to start protecting your home, family, and future with the local insurance experts who care about Central Texas.