We can get prepared for whatever life throws at your business. Here at David Coufal Insurance, we are one of the leading commercial Insurance companies in Temple, TX. We can help you minimize or avoid risk so that you can focus on what matters to your business.
Not sure what type of commercial insurance your business needs? Here are some common types of progressive commercial insurance coverage we offer.
Commercial Property Insurance
This insurance covers your commercial building and belongings in the event of damage due to fire, theft, or a natural disaster. Here at David Coufal Insurance, we offer commercial property protection for different industries and businesses ranging from small to large.
Commercial General Liability
Suppose a client is injured on your premises due to your negligence. In that case, commercial general liability insurance is meant to cover the potential legal fees and medical costs related to your client’s injury.
Workers’ compensation insurance is vital for businesses with more than one employee. If you compare the cost of a lawsuit with the cost of workers’ compensation, you will notice it’s better to be covered. Workers’ compensation policy protects your business from the unexpected.
Commercial Auto Insurance
While nobody prays to experience incidents, the truth is that you can’t predict the future. Commercial auto insurance protects your business by reducing risk and keeping your employees at work and vehicles or trucks on the job.
Commercial Umbrella Insurance
You need commercial liability coverage that goes beyond your liability insurance policy if your business is at risk of being sued. You can get an umbrella policy to add additional coverage. This policy cover claims that go beyond what your liability insurance policy covers.
Business Owners Package Insurance
You probably need a business owner’s policy (BOP) if you own or rent a commercial workspace. The business owner’s package is a smart choice for companies that work directly with the public and own property. This coverage protects your business against incidents like burglaries and fires and financial losses from customer accidents.
Inland Marine Cargo Insurance
While Inland marine cargo insurance was originally created to cover the transportation of goods over water, it’s expanded to provide financial protection for a business’s property transported on land. This can include products, equipment, parts, and materials shipped “inland” by trucks, automobiles, and trains.
Surety Bonds Coverage
A surety bond is an agreement in which one party promises to stay behind another party’s failure to do something. It provides financial compensation should there be a failure to complete a specified task within a stated period.
Contact David Coufal Insurance For Commercial Insurance Temple TX
No business is 100% immune to risk. But with the right progressive commercial insurance coverage, you can be confident that you are protected against the financial loss that often follows a tragedy.
You can trust David Coufal Insurance to provide the right coverage for your business. Call us today at 254-986-2448 for more information about Progressive Commercial Insurance Temple, TX.
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